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Build, Integrate, and

Scale with
PayOs APIs

Access our payment, wallet, POS, lending, and embedded finance services programmatically with secure APIs
and developer tools

Why Build With

PayOS

  • Multi-channel API access to all PayOs services – wallets, payment gateways, POS devices, lending, insurance, embedded finance
  • Secure and compliant with CBN, PCI-DSS, and local regulatory standards
  • Designed for SMEs, marketplaces, fintechs, and enterprises to integrate quickly and scale across Africa
  • Sandbox and testing environments available before production