Build, Integrate, and
Scale with
PayOs APIs
Access our payment, wallet, POS, lending, and embedded finance services programmatically with secure APIs
and developer tools
Why Build With
PayOS
- Multi-channel API access to all PayOs services – wallets, payment gateways, POS devices, lending, insurance, embedded finance
- Secure and compliant with CBN, PCI-DSS, and local regulatory standards
- Designed for SMEs, marketplaces, fintechs, and enterprises to integrate quickly and scale across Africa
- Sandbox and testing environments available before production

