PAYOS BANK-IN-A-BOX
Launch Agency
Banking at Scale
PayOs Solutions Limited builds Africa-first financial infrastructure that enables banks, fintechs, merchants,
insurers, SMEs, and governments to distribute financial services at scale, profitably and compliantly.
All PayOs products are powered by OneWallet, our Pan-African, multi-currency wallet infrastructure that works
seamlessly across African countries.
Product
Overview
PayOs Bank-in-a-Box is a fully integrated agency banking and financial distribution platform that enables PayOs and its partners to
deploy nationwide and Pan-African agent networks using a partner bank's license — and MoneyX Digital Bank.
It combines banking services, payments, insurance distribution, and digital onboarding into a single agent ecosystem..
Insurance Products Supported
Here are some features that we offer for this product
Cash-in / Cash-out
Funds transfer & withdrawals
Airtime & data sales
Electricity & utility payments
Insurance product sales
Account opening & KYC capture
Distribution Channels
Key demographic this product has been tailored specifically to
Supermarkets & petrol stations
Pharmacies & retail stores
Market traders
Mobile field agents
Platform Features
Here are some features that we offer for this product
Agent onboarding & KYC management
Seamless payment via your mobile devices
Agent wallet & float control
Start accepting payments in minutes.
Automated commission engine
PCI-DSS compliant with encrypted transactions.
Real-time transaction monitoring
Designed for real local business needs.
Geo-location & agent analytics
PCI-DSS compliant with encrypted transactions.
Regulatory reporting & audit trails
Designed for real local business needs.
What Value Do We Provide
Designed for Africa. Built to Scale.
Combines banking + insurance + payments
Monetizes agent networks beyond cash services
Supports bank-led & fintech-led models
Designed for rapid Pan-African rollout
Our Revenue Model
Here are some features that we offer for this product
Transaction commissions
Insurance distribution commissions
Agent subscription fees
Float income
