PAYOS INSURANCE DISTRIBUTION
Insurance Where People
Already Transact
PayOs Solutions Limited builds Africa-first financial infrastructure that enables banks, fintechs, merchants,
insurers, SMEs, and governments to distribute financial services at scale, profitably and compliantly.
All PayOs products are powered by OneWallet, our Pan-African, multi-currency wallet infrastructure that works
seamlessly across African countries.
Product
Overview
PayOs Insurance Distribution is a digital insurance sales and premium collection platform that enables insurers to distribute retail and micro-insurance products through agents, POS terminals, softPOS, and digital wallets.
It embeds insurance into everyday financial transactions, making insurance accessible to mass-market and informal-sector customers.
Insurance Products Supported
Here are some features that we offer for this product
Third-party motor insurance
Life & micro-life insurance
Health & HMO subscriptions
Device & asset insurance
Travel insurance
Personal accident insurance
Distribution Channels
Key demographic this product has been tailored specifically to
PayOs Bank-in-a-Box agents
POS & softPOS terminals
PayOs BusinessHub
OneWallet mobile app
Platform Features
Here are some features that we offer for this product
Instant policy issuance
Seamless payment via your mobile devices
Digital policy certificates & receipts
Start accepting payments in minutes.
Real-time premium collection
PCI-DSS compliant with encrypted transactions.
Agent commission tracking
Designed for real local business needs.
Claims initiation & monitoring
PCI-DSS compliant with encrypted transactions.
Regulatory & compliance reporting
Designed for real local business needs.
What Value Do We Provide
Designed for Africa. Built to Scale.
Sold at trusted, daily transaction points
Low-ticket, high-volume insurance products
Simplified onboarding & instant issuance
Removes complexity of traditional insurance
Our Revenue Model
Here are some features that we offer for this product
Commission sharing with insurers
Platform access fees
White-label distribution arrangements

