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PAYOS INSURANCE DISTRIBUTION

Insurance Where People
Already Transact

PayOs Solutions Limited builds Africa-first financial infrastructure that enables banks, fintechs, merchants,
insurers, SMEs, and governments to distribute financial services at scale, profitably and compliantly.

All PayOs products are powered by OneWallet, our Pan-African, multi-currency wallet infrastructure that works
seamlessly across African countries.

Product

Overview

PayOs Insurance Distribution is a digital insurance sales and premium collection platform that enables insurers to distribute retail and micro-insurance products through agents, POS terminals, softPOS, and digital wallets.

It embeds insurance into everyday financial transactions, making insurance accessible to mass-market and informal-sector customers.

Insurance Products Supported

Here are some features that we offer for this product

Third-party motor insurance

Life & micro-life insurance

Health & HMO subscriptions

Device & asset insurance

Travel insurance

Personal accident insurance

Distribution Channels

Key demographic this product has been tailored specifically to

PayOs Bank-in-a-Box agents

POS & softPOS terminals

PayOs BusinessHub

OneWallet mobile app

Platform Features

Here are some features that we offer for this product

Instant policy issuance

Instant policy issuance

Seamless payment via your mobile devices

Digital policy certificates & receipts

Digital policy certificates & receipts

Start accepting payments in minutes.

Real-time premium collection

Real-time premium collection

PCI-DSS compliant with encrypted transactions.

Agent commission tracking

Agent commission tracking

Designed for real local business needs.

Claims initiation & monitoring

Claims initiation & monitoring

PCI-DSS compliant with encrypted transactions.

Regulatory & compliance reporting

Regulatory & compliance reporting

Designed for real local business needs.

What Value Do We Provide

Designed for Africa. Built to Scale.

Sold at trusted, daily transaction points

Low-ticket, high-volume insurance products

Simplified onboarding & instant issuance

Removes complexity of traditional insurance

Our Revenue Model

Here are some features that we offer for this product

Commission sharing with insurers

Platform access fees

White-label distribution arrangements