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ONEWALLET

One Wallet. All of Africa.

PayOs Solutions Limited builds Africa-first financial infrastructure that enables banks, fintechs, merchants,
insurers, SMEs, and governments to distribute financial services at scale, profitably and compliantly.

All PayOs products are powered by OneWallet, our Pan-African, multi-currency wallet infrastructure that works
seamlessly across African countries.

Product

Overview

OneWallet is a Pan-African, multi-currency digital wallet that works across African countries — similar to Stripe, but built
specifically for Africa.Users can transact seamlessly across borders without needing multiple wallets or bank accounts.

CoreCapabilities

Here are some features that we offer for this product

Multi-currency wallet

Cross-border payments

Merchant & consumer wallets

Card & POS integration

Settlement & reconciliation

How The PayOS Ecosystem Works

Here are some features that we offer for this product

SoftPOS & POS

SoftPOS & POS

This product generate transaction data

Bank-in-a-Box

Bank-in-a-Box

This product drives agent distribution

Insurance

Insurance

This product adds non-interest revenue

Working Capital

Working Capital

This product boosts merchant retention

OneWallet

OneWallet

This product serves as settlement & data layer

Why PayOS Wins

Designed for Africa. Built to Scale.

Built for African market realities

Monetizes every transaction touchpoint

Combines banking, insurance & finance

Scales faster than single-product fintechs

Supports Pan-African expansion