PAYOS SOFTPOS
Turn Any Smartphone
into a POS Terminal
PayOs Solutions Limited builds Africa-first financial infrastructure that enables banks, fintechs, merchants,
insurers, SMEs, and governments to distribute financial services at scale, profitably and compliantly.
All PayOs products are powered by OneWallet, our Pan-African, multi-currency wallet infrastructure that works
seamlessly across African countries.
Product
Overview
PayOs softPOS is a software-based Point-of-Sale (POS) solution that allows merchants to accept payments directly on NFC-enabled Android smartphones , without the need for physical POS hardware.
It enables Tap-to-Pay transactions using debit cards, prepaid cards, and wallets, fully integrated with OneWallet for instant settlement and reporting.
Key Capabilities
Here are some features that we offer for this product
NFC Tap-to-Pay on Android devices
Accepts cards, wallets & QR payments
Instant settlement into OneWallet
Agent & merchant transaction monitoring
Digital receipts & transaction logs
Offline transaction queuing
Fraud detection & transaction limits
Target Users
Key demographic this product has been tailored specifically to
SMEs and small merchants
Informal sector traders
Mobile sales agents
Logistics & delivery operators
Key Capabilities
Here are some features that we offer for this product
Removes cost of physical POS terminals
Seamless payment via your mobile devices
Enables faster merchant onboarding
Start accepting payments in minutes.
Supports financial inclusion
PCI-DSS compliant with encrypted transactions.
Ideal for high-scale merchant expansion
Designed for real local business needs.
Our Revenue Model
Here are some features that we offer for this product
Transaction-based fees
Merchant subscription plans

