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PAYOS SOFTPOS

Turn Any Smartphone
into a POS Terminal

PayOs Solutions Limited builds Africa-first financial infrastructure that enables banks, fintechs, merchants,
insurers, SMEs, and governments to distribute financial services at scale, profitably and compliantly.

All PayOs products are powered by OneWallet, our Pan-African, multi-currency wallet infrastructure that works
seamlessly across African countries.

Product

Overview

PayOs softPOS is a software-based Point-of-Sale (POS) solution that allows merchants to accept payments directly on NFC-enabled Android smartphones , without the need for physical POS hardware.

It enables Tap-to-Pay transactions using debit cards, prepaid cards, and wallets, fully integrated with OneWallet for instant settlement and reporting.

Key Capabilities

Here are some features that we offer for this product

NFC Tap-to-Pay on Android devices

Accepts cards, wallets & QR payments

Instant settlement into OneWallet

Agent & merchant transaction monitoring

Digital receipts & transaction logs

Offline transaction queuing

Fraud detection & transaction limits

Target Users

Key demographic this product has been tailored specifically to

SMEs and small merchants

Informal sector traders

Mobile sales agents

Logistics & delivery operators

Key Capabilities

Here are some features that we offer for this product

Removes cost of physical POS terminals

Removes cost of physical POS terminals

Seamless payment via your mobile devices

Enables faster merchant onboarding

Enables faster merchant onboarding

Start accepting payments in minutes.

Supports financial inclusion

Supports financial inclusion

PCI-DSS compliant with encrypted transactions.

Ideal for high-scale merchant expansion

Ideal for high-scale merchant expansion

Designed for real local business needs.

Our Revenue Model

Here are some features that we offer for this product

Transaction-based fees

Merchant subscription plans