PayOsOne Pricing

Simple Pricing.
More Ways to Grow.

PayOsOne combines business broadband, business technology, payments and merchant distribution in one ecosystem.

Subscribe
Transact
Distribute
Grow

You don't just pay for infrastructure. You gain infrastructure that can help your business create more value.

PayOsOne Business Subscriptions

Choose the Plan That Fits Your Business

Starter

₦46,000/month

Up to 3 users

For small businesses getting connected and going digital.

Get Started
Most Popular

Growth

₦100,000/month

Up to 10 users

For growing SMEs with bigger teams and ambitions.

Choose Growth

Business

From ₦170,000/month

10+ users

For established businesses with larger teams, locations and operational needs.

Talk to Sales
Monthly Price
₦100,000
Ideal For
Growing SMEs
Users
Up to 10
Business Broadband
✓ Higher capacity
PayOsOne Business OS
Business Profile
Sales & POS
Invoicing
Expense Management
Inventory
Advanced
CRM
Business Dashboard
Reports & Analytics
Advanced
AI Business Assistant
Staff Management
Procurement
Multiple Locations
Up to 3
Merchant Distribution
Integrations / API
Basic
Support
Priority

Business pricing may vary based on users, connectivity capacity, locations and specific requirements.

Payment Processing

When You Get Paid, We Grow Together.

Your subscription gives you the infrastructure to run your business. When customers pay through PayOsOne, a simple transaction fee applies.

Local Transactions1.5% + ₦100
Transactions below ₦2,500₦100 fixed fee waived
Maximum local transaction fee₦2,000
International Transactions3.9% + ₦100

Payment pricing may vary by payment method, country and applicable network charges.

Start Accepting Payments

Sample Payment Flow

Customer
PayOsOne
Merchant
Customer Payment₦10,000
Processing Fee₦250
Merchant Receives₦9,750
Merchant Distribution Commission

Turn Your Customer Base Into Another Revenue Stream.

PayOsOne enables eligible merchants to distribute products and services from trusted third-party providers to customers around them. Your business can become a local distribution point — while earning commissions from successful sales, activations or referrals.

Service Provider
PayOsOne
Merchant
Customer

Serve more customers. Sell more services. Earn more.

Insurance

Earn on eligible policies

Connectivity

Earn on activations/subscriptions

Financial Services

Earn on eligible products

Digital Services

Earn on eligible transactions

Business Services

Earn on successful referrals

Other Approved Services

Commission based on provider agreement

Important: Commission rates are determined by the product and provider. There is no separate subscription fee to access approved distribution opportunities.

Become a Distribution Merchant
One Merchant. More Value.

One PayOsOne Subscription. Multiple Ways to Create Value.

Power

Broadband + Business OS

Run your business with the infrastructure you need.

Transact

Payments

Accept payments and manage transactions.

Earn

Distribution

Sell eligible third-party services and earn commissions.

PayOsOne is more than a business subscription. It is infrastructure designed to help African merchants operate, transact and grow.

Ready to Power Your Business?

Get connected. Run your business. Accept payments. Unlock new revenue opportunities.