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All-in-One Financial Solutions for Merchants,
SMEs, and

Enterprises
Across Africa

Wallets, POS, Lending, Insurance, Payments, and Business Automation – Simplified

Product

Overview

PayOs Solutions Limited provides a suite of innovative financial and business solutions for SMEs, merchants, freelancers, and enterprises across Africa. Our pricing is designed to be flexible, scalable, and accessible to businesses of all sizes.

Choose a plan that fits your business needs and unlock access to wallets, payments, lending, automation, insurance, and embedded finance

PayOS BusinessHub Subscription Plans

Here's how we to offer you a seamless experience

Save30%

Bronze

₦15,000.00
Monthly

Freelancers, Micro merchants

  • Business Wallet (OneWallet)
  • Access to working capital (₦150k-₦500k)
  • Basic Zoho Books integration
  • CAC services
  • Limited marketplace access
  • POS integration (SoftPOS only)
  • Basic broadband support

Silver

₦30,000.00
Monthly

Small SMEs, Retail shops

  • Bronze + Extended working capital (₦500k-₦1.5M)
  • Full Zoho Books integration
  • Full marketplace access
  • POS integration (SoftPOS + HardPOS)
  • Tax filing support
  • HR & payroll basic module
RECOMMENDED

Gold

₦50,000.00
Monthly

Growing SMEs, Multi-branch businesses

  • Silver + Premium working capital (₦1.5M–₦5M)
  • Advanced HR & payroll, Full broadband access
  • Multi-store marketplace management
  • Analytics dashboard

Super

₦100,000.00
Monthly

Large SMEs, Aggregators, Platforms

  • Gold + Enterprise automation, Large working capital (₦5M–₦15M)
  • Premium analytics
  • Full digital tools suite
  • API integration for platforms
  • Priority support

What You Need To Know Working Capital

  • •Available monthly from ₦150,000 to ₦15,000,000 depending on plan
  • •Disbursed based on merchant transaction history, OneWallet activity, and subscription plan tier
  • •Flexible repayment through daily/weekly turnover-linked deductions